Browsing by Author "Dhumatkar, Deepa"

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    ASSESSMENT OF THE AWARENESS LEVEL ABOUT GOVERNMENT FINANCIAL SCHEMES AMONG WOMEN BENEFICIARIES IN GOA
    (ShodhKosh: Journal of Visual and Performing Arts, 2025) Dhumatkar, Deepa
    Women are an integral part of every economy. A nation’s growth also depends on the overall growth and development of women. The Government of India together with the State Governments is trying to empower the women through various schemes so that they become economically independent. These schemes have played very important role in reducing the vulnerability of poor women, through asset creation, income generation and provision of emergency assistance. However, the success of these schemes is determined by their reach. If the needy women are not aware of the schemes, then it would limit the number of beneficiaries of such schemes and the very purpose of such schemes would not be achieved. The schemes selected for the study were Griha Aadhar Scheme, Mamta Scheme, Pradhan Mantri Matru Vandana Yojana and Ladli Laxmi Scheme. The main objective of the study is to know the impact of demographic variables on the awareness level of schemes among women beneficiaries and to know the socio-economic impact of the schemes. Snowball method of sampling was used to select a sample of 220 women beneficiaries for the study. The data was analysed using statistical tools like mean, standard deviation, independent t-test, paired t-test, Chi-square and ANOVA. It was concluded that moderate level of empowerment was found among women beneficiaries. It was also seen that there was significant relationship between education level, place of residence and level of awareness among beneficiaries.
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    ECONOMIC EMPOWERMENT OF WOMEN BENEFICIARIES THROUGH GOVERNMENT FINANCIAL SCHEMES IN GOA
    (Phalanx Vol-18, No-1, January - March, 2023, 2023) Dhumatkar, Deepa
    Women's empowerment is the process of empowering women. Empowerment raises the status of women through education, awareness, literacy, and training. Women's empowerment equips and allows women to take life-determining decisions. They may get the opportunity to redefine gender roles, which in turn provide them more freedom to pursue desired goals. Women’s economic empowerment is an important component of inclusive growth of the country and is also vital for the development of a nation. Hence, creating a favourable climate for women’s active participation in the economic growth is an essential component of women empowerment. The Government of India has started various schemes for the upliftment of women especially for their social and economic growth. One of the schemes initiated by the Central Government in the year 2020 for the benefit of women in the micro food processing industry is the Prime Minister’s Scheme for Formalization of Micro Food Processing Enterprises. The present study deals with the advantages of availing this scheme for the women in Goa and their economic empowerment through this scheme. The finance under this scheme can be availed by women through the SHG membership and individually. The objectives of the study were to determine whether the women beneficiaries were economically empowered and to assess the impact of challenges faced by the women beneficiaries. A study among 150 women beneficiaries was conducted to determine their economic empowerment. the sample was collected by using convenient sampling. Mean, standard deviation and ANOVA were used to analyse the data. The mean values of various economic variables selected for the purpose of the study were found to have increased after availing the scheme.
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    WOMEN EMPOWERMENT THROUGH GOVERNMENT FINANCIAL SCHEMES WITH REFERENCE TO SWARNAJAYANTI GRAM SWAROJGAR YOJANA SCHEME IN GOA
    (Kanpur Philosophers Vol. IX, Issue I, July 2022, 2022) Dhumatkar, Deepa
    Women play an important role in the overall growth of human resources. They can be the part of economic activity and profession, while being the caregivers and mothers of their families and children. Women in India face a lot of social hurdles however, despite all this, women have become successful entrepreneurs. There are several awareness programs conducted in order to encourage women to play a vital role in the development of the country. A lot of attention has been given to the value of women in various development plans across the world. Consequently, in the recent years there has been an increased focus on women empowerment and entrepreneurship. There have been several studies and research done on the dynamics and mobilization of women empowerment. The government has implemented various anti-poverty programs too that failed for proper mobilization by women. However, the development agencies have praised some micro-credit initiatives as an ideal intervention that will lead to a positive impact on economic development and a potential to improve the social status of women. Swarnajayanti Gram Swarojgar Yojana (SGSY) Scheme is one of the anti-poverty programs launched by the government in order to boost women entrepreneurship. The SGSY Scheme is aimed to take Below Poverty Line families to Above Poverty Line by focusing on group initiatives to organize rural poor in Self Help Groups (SHGs) with training, social mobilization, marketing, and capacity building, apart from the income-generating assets provision with government subsidy and bank credit. The paper focusses on the concept of women entrepreneurship their empowerment through financial schemes launched by the government with reference to Swarnajayanti Gram Swarojgar Yojana (SGSY) Scheme. This study also concludes that there is a need to empower lower middle-class and rural women also for the overall growth of the State and the Country.